Terms & Conditions

Acceptance of Terms

By accessing and using the Prim Gateway Limited website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.

Our Services

Prim Gateway Limited provides technology-enabled consumer finance, business financing and green energy financing to individuals and small businesses across Nigeria. All financing is subject to assessment, eligibility criteria and our responsible lending principles.

Eligibility

To apply for financing, you must:

• Be a Nigerian resident of legal age.
• Provide accurate, complete and verifiable information.
• Consent to identity and credit verification, including NIN and BVN checks.
• Meet the specific requirements of the product you are applying for.

Applications & Approvals

Submitting an application does not guarantee approval. We assess each application on its merits and reserve the right to approve, decline or request further information. Approval timelines typically range from 24 to 72 hours.

Repayment Obligations

Approved financing must be repaid according to the agreed schedule. Late or missed payments may affect your ability to access future financing and may incur additional charges as disclosed in your agreement.

Accuracy of Information

You are responsible for ensuring all information provided is accurate and truthful. Providing false or misleading information may result in application rejection and may have legal consequences.

Limitation of Liability

Prim Gateway Limited shall not be liable for any indirect or consequential losses arising from the use of our website or services, except where required by applicable law.

Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the updated Terms.

Contact

For questions about these Terms, contact us at info@primgateway.com.